How to Take The Future More Seriously (And Make the Best of It)

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One of the most precious things we have is time.

Now we have only that moment, nothing else is actually given to us, and we decide how to spend it.

The worst use we can make of it is to simply pass it, as it is something we can always get back to. Or worse – to spend it thinking about missed opportunities in the past moments.

Our time here is limited, but we get to realize that when we’ve lost it.

Every single day is a gift, and yet we pay more attention to those who are already gone. We forget to look the other way – the many more days ahead of us. And even if we start living in the present moment, we can also miss something crucially important…

Let’s get back to one of our days at school.

We were all there, sitting at our desk, looking at the teacher who was trying to explain the new grammar lesson to us, maybe even listening carefully.
He did his best to make it easier for us to understand the subject. And we did, or at least we thought so.

To this day we still use it in one of every three sentences we say/write/hear, but more often in the wrong way.

I’m talking about Future Simple Tense

It is used when a spontaneous decision is made, when we have a plan or intention and to promise something. I’m sure we all know that. We also use the right auxiliary verb and word order. What we forget though is to actually do what we’ve said. At the moment of speaking we are absolutely sure that we will do something, but half an hour later we either forget, make an excuse or just occupy ourselves with something else.

Another mistake we do is the lack of planning.

One of the most important strategies in business, personal life, politics, writing and many many other activities and spheres. It’s one of the things that separate us from animals and makes us productive and responsible beings.

It’s high time we learn that lesson, correct those mistakes and start thinking about our future.
Only then will we be able to take control of our actions and get one step closer to success.

Forget what your parents, teachers, society, friends, etc. have told you and start analyzing your own life.

Every advice you’ve ever received, no matter how good it was, is the understanding and perception of the person who gave it to you. They don’t know what your dreams and sacred desires are, so their word isn’t worth it in this situation.

Sit down, think carefully and decide what is best for you.
Then take some decisions, make a plan and stick to it.
Take responsibility for your own words and once you’ve promised something, stay true to it.

Remember that you are doing this for your happiness and for the sake of others, because they too want you to be happy.

Set some goals and accomplish them.

Become a person of your word.

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If you talk too much but don’t do anything, soon people just stop listening to you.

A long time ago I realized I was going that way, so decided to keep my word and make less promises. It was hard, like building a new habit, and a big challenge.

I started with small steps – like saying to myself that I will write every day for a week, go to the gym NOW, do this, stop saying that and so on.

I was the only one in charge of the process, so I was the only one disappointed after that as well.
After too many disappointments I got too tired of that and started taking it seriously.

You can practice that all your life and with everything you do, you will feel more satisfied and in harmony.

If I did a mistake, I would take responsibility for it. Yes, it was my fault but I would do it right next time.

Once I was proud of my progress, I started including other people. For example, I would tell my mother I will do something, and then I would go and do it. At first, nobody believed me but after seeing results, they had no other option.

One evening, five years ago, at a family dinner I told everyone I wasn’t going to eat meat anymore. Of course everyone thought it was just a whim of mine which wouldn’t last long. But as time went by, they saw how I was always ordering something else or skipping the main course.
And to this day I haven’t eaten meat in any form (I’m not talking about fish and seafood). Then I gave up other things, acquired new ones and soon people started listening to me. Even admiring me.

The fact that others took part in my self-improvement made me take it more seriously, but still the one person I wanted to impress the most was myself.

Now I can set a bigger goal and give it a deadline, and I can be sure that it will be accomplished.

How to use the future tenses correctly

I’ll try to summarize what I’ve said so far so that we can benefit from the future:

How are you dealing with your future? Do you plan ahead?

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How This Family Guy Makes $10,000/Month Online Teaching Others How to Make, Save and Invest Money

How This Family Guy Makes $10,000/Month Online Teaching Others How to Make, Save and Invest Money - Interview with R.J. Weiss from

This is an interview-style post with R.J. Weiss from The Ways to Wealth.

Hey R.J. What’s your background and what do you do?

I blog about all things personal finance at The Ways to Wealth.

Before I went full-time into blogging, I spent ten years in the financial services industry. Specifically, helping families buy the right type of life insurance.

During my time with a full-time job, I’ve always had different side hustles going on. From freelance writing, Amazon FBA, conversion rate optimization, to website design — there were many projects I pursued outside of work.

How did you start your career in finance?

I got started in finance straight out of college working for my the family insurance business. As I love the financial planning side of things, I choose to specialize in life insurance planning. This led me down the path to obtaining the CFP® Certification.

What made you start blogging?

The Ways to Wealth, which I started in 2016, has been my 5th blog.

The others mostly fizzled out most due to a lack of interest. But, in 2009 I started a personal finance blog called (no longer around) that had some success.

The idea was to write about what I was learning about studying to take the CFP®. The blog was, by all means, a success. I was able to gain valuable knowledge, pass the CFP® exam, earn some extra money and build up a good community.

I then took this knowledge and started a business blog, which allowed the insurance agency I was working for to generate leads.

I started The Ways to Wealth because my passion is personal finance–from investing to travel hacking, I love the challenge of optimizing my finances.

How was The Ways to Wealth born?

I didn’t have much of a plan for starting The Ways to Wealth when I purchased the domain name.

I was actually thinking it would be a niche site, which was inspired by Pat Flynn’s niche site duel. Then, I came across the income reports of Michelle Schroeder-Gardner and wisely changed direction to a more traditional blog.

This change came about 6-months after starting to blog.  I did a timeline of the site in one of my income reports.

What worked best when trying to grow the site?

I had a decent knowledge of SEO. So at first, I started growing the site with email outreach. One of the first posts I had about best investing books of all time, had about 15 links to it.

This was nice to start with but was quite slow to build up, as it can take a while to earn Google’s trust.

The big turning point came when I started to understand Pinterest. I spent a few frustrating weeks on the platform, then it finally started paying dividends.

I went from about 100 sessions a day to 1,000, which was huge for me at the time.

How did you get to 3 million monthly viewers on Pinterest?

the ways to wealth pinterest 3 million monthly views

I lay out my Pinterest strategy here. But at the core the idea is to:

1) Write high-quality content that Pinners want to click through, read, and share.

2) Pin to my own and high-quality group boards, with a keyword-rich description.

3) Continue to Pin my best pins across my own boards/group boards, ruthlessly eliminating Pins that don’t perform well.

One thing to keep in mind is impressions don’t mean much on Pinterest. What counts are clicks to your website. So, you want to design not for impressions but clicks.

What aspects of the online business are you outsourcing or automating and how?

The first thing I outsourced was Pinterest design. I’ll design about 30-40 pins a month, so this was big time saver for me.

Of course, it took some work to get going. At first, I hired 5 or so people on Fiverr. I found one decent designer but the work quality deteriorated over time.

I then went to Upwork and posted a job for a  graphic designer. I found a great team down in Argentina, who I’m very happy with.

I’m currently experimenting with working with a ghostwriter. A few of my latest posts have been transcribed from my recording, with the ghostwriter making sense of it all.

I can compile about 3 posts in 90 minutes, then take another 90 or so minutes to prepare them. Saving me around 3-4 hours per post this way.

What’s your main income stream and why do you think it works for you?

My main source of income for the blog is affiliate revenue. It works because the partners I do have are high-quality businesses, who deliver value and solve real problems. This makes it easy to naturally link to such a partner.

When did you start making more than $10K/month and what was the turning point?

My first month over $10K was in January of 2018. In December of 2017, income was around $3,000 and in July of 2017 around $500. So, it was definitely a jump.

What happened then in January?

First, personal finance is at its peak interest in January.

Second, I had multiple Pins go viral.

Third, in November I started driving traffic via Facebook to the site. So, in January I could take campaigns I’d been fine-tuning for a few weeks and scale them.

How do you balance work and family life?

I have a routine I stick to Monday through Friday.

When inside of my designated working hours, I work. When outside of these hours, I’m not.

This is a lot easier said than done. But the thing important for me is not to take work everywhere I go. This means I don’t have any apps on my phone that are work-related (email, analytics, etc..)

What are you 3 best finance tips for newbies?

  • Focus on your savings rate. How much you save is the most important decision you’ll make.
  • Small incremental improvements add up over time. My favorite example is increasing your savings rate 1% every quarter, means you’ll be saving 20% of your income in just 5 years.
  • Study happiness. Become a student on how to increase your level of happiness. The natural result is you’ll want less overtime, making the game of personal finance a lot easier to win.

What books, blogs or podcasts help you stay motivated along the way of growing an online business?

I read a fair amount to keep fresh ideas in my head.

My favorite podcast is The Tim Ferriss Show.

Two blogs I enjoy reading are:

Farnam Street
Barking up the Wrong Tree

And as far as books. I try to read one a week. A few books I would recommend to online entrepreneurs would be:

Deep Work by Cal Newport
The Compound Effect by Darren Hardy
The Four Hour Work Week by Tim Ferriss

Pin this post if you enjoyed the interview.

Check out my interview with R.J. from TheWaystoWealth to see how he entered the finance niche, started making money blogging, began bringing traffic from Pinterest and monetizing it with affiliate marketing, and is now making $10,000/month from his online business. #blogger #interview #blogtraffic #incomeideas #income