No matter what you do or say, however you perform and regardless of the results, there will always be someone to disagree with you.
People will tell you what you did wrong, why that happened and what you should do next time. They want you to listen to them and do it their way.
The moment people see that someone takes control over his life, does something other than the ordinary, tries new things and works on his goals, they interfere.
They judge, ask, try to “help”, give advice and tips.
They never mind their own business, and that’s why they never move forward in life.
And they won’t stop doing it unless you stop listening to them.
By living by other people’s standards and following the crowd, you won’t succeed in life.
Moreover, you’ll be an average person who is going to live with the regret of not becoming who he could have become.
I say ignore conventional wisdom. Play by your rules and do things the way you like them.
rules are someone else’s vision of how things must be, and it doesn’t mean it’s the right way;
you have your own potential and unique qualities, and by combining them, you can do great things.
But that will only happen if at each moment you listen to yourself and do what feels right. The world deserves to see what you’re capable of;
it will only matter if you do it your way, because that’s when you feel motivated and passionate and it’s all worth it. Only then do you put any meaning and efforts into what you do;
imitating others means you don’t have your own opinion.
Now, I’m not saying don’t listen to others at all. We should all listen to our parents, respect other people’s point of view, take advice from those who’ve already succeeded and learn from their mistakes. But that’s it.
Don’t live by someone else’s master plan and standards, don’t become a part of the crowd by following the traditional path.
Find your way. Only this can take you to your dreams.
After all, no one else knows what steps you’re meant to take. And only you can walk that road.
Only then will you feel worthwhile, will you know you’ve done your best. And there won’t be any regrets even if you fail, because you’ll know you did it your way.
Forget what is considered right or wrong, and what society thinks should work.
Get out there and play by your rules!
Somebody should tell us, right at the start of our lives, that we are dying. Then we might live life to the limit, every minute of every day. Do it! I say. Whatever you want to do, do it now! There are only so many tomorrows. Pope Paul VI
Before I went full-time into blogging, I spent ten years in the financial services industry. Specifically, helping families buy the right type of life insurance.
During my time with a full-time job, I’ve always had different side hustles going on. From freelance writing, Amazon FBA, conversion rate optimization, to website design — there were many projects I pursued outside of work.
How did you start your career in finance?
I got started in finance straight out of college working for my the family insurance business. As I love the financial planning side of things, I choose to specialize in life insurance planning. This led me down the path to obtaining the CFP® Certification.
What made you start blogging?
The Ways to Wealth, which I started in 2016, has been my 5th blog.
The others mostly fizzled out most due to a lack of interest. But, in 2009 I started a personal finance blog called GenYWealth.com (no longer around) that had some success.
The idea GenYwealth.com was to write about what I was learning about studying to take the CFP®. The blog was, by all means, a success. I was able to gain valuable knowledge, pass the CFP® exam, earn some extra money and build up a good community.
I then took this knowledge and started a business blog, which allowed the insurance agency I was working for to generate leads.
I started The Ways to Wealth because my passion is personal finance–from investing to travel hacking, I love the challenge of optimizing my finances.
How was The Ways to Wealth born?
I didn’t have much of a plan for starting The Ways to Wealth when I purchased the domain name.
1) Write high-quality content that Pinners want to click through, read, and share.
2) Pin to my own and high-quality group boards, with a keyword-rich description.
3) Continue to Pin my best pins across my own boards/group boards, ruthlessly eliminating Pins that don’t perform well.
One thing to keep in mind is impressions don’t mean much on Pinterest. What counts are clicks to your website. So, you want to design not for impressions but clicks.
What aspects of the online business are you outsourcing or automating and how?
The first thing I outsourced was Pinterest design. I’ll design about 30-40 pins a month, so this was big time saver for me.
Of course, it took some work to get going. At first, I hired 5 or so people on Fiverr. I found one decent designer but the work quality deteriorated over time.
I then went to Upwork and posted a job for agraphic designer. I found a great team down in Argentina, who I’m very happy with.
I’m currently experimenting with working with a ghostwriter. A few of my latest posts have been transcribed from my recording, with the ghostwriter making sense of it all.
I can compile about 3 posts in 90 minutes, then take another 90 or so minutes to prepare them. Saving me around 3-4 hours per post this way.
What’s your main income stream and why do you think it works for you?
My main source of income for the blog is affiliate revenue. It works because the partners I do have are high-quality businesses, who deliver value and solve real problems. This makes it easy to naturally link to such a partner.
When did you start making more than $10K/month and what was the turning point?
My first month over $10K was in January of 2018. In December of 2017, income was around $3,000 and in July of 2017 around $500. So, it was definitely a jump.
What happened then in January?
First, personal finance is at its peak interest in January.
Second, I had multiple Pins go viral.
Third, in November I started driving traffic via Facebook to the site. So, in January I could take campaigns I’d been fine-tuning for a few weeks and scale them.
How do you balance work and family life?
I have a routine I stick to Monday through Friday.
When inside of my designated working hours, I work. When outside of these hours, I’m not.
This is a lot easier said than done. But the thing important for me is not to take work everywhere I go. This means I don’t have any apps on my phone that are work-related (email, analytics, etc..)
What are you 3 best finance tips for newbies?
Focus on your savings rate. How much you save is the most important decision you’ll make.
Small incremental improvements add up over time. My favorite example is increasing your savings rate 1% every quarter, means you’ll be saving 20% of your income in just 5 years.
Study happiness. Become a student on how to increase your level of happiness. The natural result is you’ll want less overtime, making the game of personal finance a lot easier to win.
What books, blogs or podcasts help you stay motivated along the way of growing an online business?
I read a fair amount to keep fresh ideas in my head.