The only way to finish something and be able to enjoy the results is to start it.
Unfortunately, that’s also the part we find most intimidating.
If you think about it, there’s nothing scary about starting. You just get up and make the first small step. And it gets easier after that.
But before we begin to work on a project, to develop a new habit, or a new behavior, something quite big and serious is going on in our minds:
– we think we may fail;
– we thinks of tens of excuses as to why now is not the right time to begin (and thus comes procrastination);
– we don’t know where to start;
– we don’t feel ready;
– the thing we want to get done looks too big and hard;
– we decide there are more urgent things to do before that (and thus come distractions).
All that proves that we give our mind too much free time to play such scenarios, to get scared and convince us to put the project off for later. And it has strong motives, so we believe it.
But if we start working on it right away, it won’t have the time to come up with all that. And we won’t procrastinate.
The main reason we don’t get started is because the whole thing is way too big and scary. We imagine all the time we’ll have to invest, the efforts we’ll make and the pressure it will bring.
But that’s not true.
Forget the big picture for a while. At least until you start.
Break down you task/project/habit/etc. into small chunks. Make them specific, easy and simple.
Soon you’ll have the exact tiny step you’ll need to take each day. And that’s not scary.
The best way to start is to make it super easy.
But just imagine how good you’ll feel in the end of the day knowing you did something to move forward.
And getting started can become a habit, as everything else.
Soon it will get much easier to begin. Your willpower will increase. And you’ll be consistent in what you do.
Starting is the key to getting things done, finishing big projects, reaching your goals, and eventually becoming successful and living the ideal lifestyle.
[tweetthis]Don’t underestimate this first step just because it’s small.[/tweetthis]
Getting started is a form of art.
You get better by practicing. You get the chance to fight your inner demons, to go beyond your limits, and eventually unleash your true potential.
There’s nothing more beautiful and powerful than a person who knows how to start. As each time he begins, he goes out of his comfort zone, expands his horizons, takes a step further towards reaching his goals, and builds his character.
The world needs more people like that.
And you can become one. Just by taking the first small step.
So how do you feel about starting? Have you had troubles when beginning a new project? And how do you deal with that?
Before I went full-time into blogging, I spent ten years in the financial services industry. Specifically, helping families buy the right type of life insurance.
During my time with a full-time job, I’ve always had different side hustles going on. From freelance writing, Amazon FBA, conversion rate optimization, to website design — there were many projects I pursued outside of work.
How did you start your career in finance?
I got started in finance straight out of college working for my the family insurance business. As I love the financial planning side of things, I choose to specialize in life insurance planning. This led me down the path to obtaining the CFP® Certification.
What made you start blogging?
The Ways to Wealth, which I started in 2016, has been my 5th blog.
The others mostly fizzled out most due to a lack of interest. But, in 2009 I started a personal finance blog called GenYWealth.com (no longer around) that had some success.
The idea GenYwealth.com was to write about what I was learning about studying to take the CFP®. The blog was, by all means, a success. I was able to gain valuable knowledge, pass the CFP® exam, earn some extra money and build up a good community.
I then took this knowledge and started a business blog, which allowed the insurance agency I was working for to generate leads.
I started The Ways to Wealth because my passion is personal finance–from investing to travel hacking, I love the challenge of optimizing my finances.
How was The Ways to Wealth born?
I didn’t have much of a plan for starting The Ways to Wealth when I purchased the domain name.
1) Write high-quality content that Pinners want to click through, read, and share.
2) Pin to my own and high-quality group boards, with a keyword-rich description.
3) Continue to Pin my best pins across my own boards/group boards, ruthlessly eliminating Pins that don’t perform well.
One thing to keep in mind is impressions don’t mean much on Pinterest. What counts are clicks to your website. So, you want to design not for impressions but clicks.
What aspects of the online business are you outsourcing or automating and how?
The first thing I outsourced was Pinterest design. I’ll design about 30-40 pins a month, so this was big time saver for me.
Of course, it took some work to get going. At first, I hired 5 or so people on Fiverr. I found one decent designer but the work quality deteriorated over time.
I then went to Upwork and posted a job for agraphic designer. I found a great team down in Argentina, who I’m very happy with.
I’m currently experimenting with working with a ghostwriter. A few of my latest posts have been transcribed from my recording, with the ghostwriter making sense of it all.
I can compile about 3 posts in 90 minutes, then take another 90 or so minutes to prepare them. Saving me around 3-4 hours per post this way.
What’s your main income stream and why do you think it works for you?
My main source of income for the blog is affiliate revenue. It works because the partners I do have are high-quality businesses, who deliver value and solve real problems. This makes it easy to naturally link to such a partner.
When did you start making more than $10K/month and what was the turning point?
My first month over $10K was in January of 2018. In December of 2017, income was around $3,000 and in July of 2017 around $500. So, it was definitely a jump.
What happened then in January?
First, personal finance is at its peak interest in January.
Second, I had multiple Pins go viral.
Third, in November I started driving traffic via Facebook to the site. So, in January I could take campaigns I’d been fine-tuning for a few weeks and scale them.
How do you balance work and family life?
I have a routine I stick to Monday through Friday.
When inside of my designated working hours, I work. When outside of these hours, I’m not.
This is a lot easier said than done. But the thing important for me is not to take work everywhere I go. This means I don’t have any apps on my phone that are work-related (email, analytics, etc..)
What are you 3 best finance tips for newbies?
Focus on your savings rate. How much you save is the most important decision you’ll make.
Small incremental improvements add up over time. My favorite example is increasing your savings rate 1% every quarter, means you’ll be saving 20% of your income in just 5 years.
Study happiness. Become a student on how to increase your level of happiness. The natural result is you’ll want less overtime, making the game of personal finance a lot easier to win.
What books, blogs or podcasts help you stay motivated along the way of growing an online business?
I read a fair amount to keep fresh ideas in my head.