LRS 010: Dealing with Toxic People

dealing with toxic people - podcast episode

Welcome to the 10th episode of The Let’s Reach Success Podcast. You can now listen to it on iTunes and Stitcher. This one is about dealing with toxic people.

People say we’re the average of the 5 people we spend most time with. And that’s true.

Others have a huge influence on our behavior and thoughts, and often we aren’t aware of that.

But if you’re constantly talking to people without goals, for example, who prefer to talk about other people and events instead of ideas and visions, you may soon find yourself doing the same.

There’s a quote by Eddie Harris Jr that says “Some people want to see you on the top of the mountain and some people want you to keep them company down in the alley.”
Wise words. But we often we remain blind for them.

Truth is people can either inspire you and lift you up, or drain you and kill your enthusiasm. So keep your eyes open for them. The very first step to changing your life and doing something about the things preventing you from moving forward, is to define all the bad influences. And toxic people are on top of the list.

It’s not a coincidence that I started the Year of Less with the topic of dealing with toxic people. It’s not an easy thing to do to eliminate those who’ve been around you for a long time now. But it’s also a must as you’ll then be free to improve yourself and fight your weaknesses.

Show Notes:

  • The different types of toxic people [1:20]
  • What to do when some of the most poisonous people in your life come disguised as family [2:00]
  • How to recognize toxic people in daily life [3:48]
  • Why some people find the topic of eliminating toxic people too harsh [6:18]
  • 3 reasons why removing such people is the right thing to do [7:02]
  • 5 steps to dealing with toxic people [9:30]

Mentioned:

3 Reasons Why It’s Okay to Cut Out Toxic People from Your Life

1. It’s part of your healing process.

2. It’s not healthy.

3. Letting go of toxic people doesn’t mean you hate them, it just means you love yourself.

5 Steps to Dealing with Toxic People

1. Recognize them.

2. Accept them as toxic.

3. Set limits.

4. Take care of yourself.

5. Find new, positive people.

Listen to the episode here:

Dealing with Toxic People

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4 Tips for Newlyweds to Manage Their Finances Flawlessly

4 Tip for Newlyweds to Manage Their Finances Flawlessly

June is around the corner!

What does it remind you?

Isn’t it the smell of champagne and roses?

Yes! It’s again the time to rejoice the cheerful wedding bells. So, if you are planning to tie the knot soon, congratulations!

Howbeit, preparations for the wedding day might be making you worried over these months. Whether it is about picking up the wedding dress or booking a caterer for the wedding feast, your finance is moving upside down!

But, wait!

Don’t think that such monetary hotchpotch will come to an end after the wedding day. There’s still a long way to go! You and your partner are going to spend your entire life together. So, both of you have to practically start thinking about how to manage money.

No! I am definitely not scaring you! It is just that the approach in which you’ve been handling finance till now have to change now. After marriage, it’s not just you, it’s about you and your partner living together.

So, it is required for you to understand the basic know-hows effectively.

Read on to get an idea. 

1. A Serious Talk on Pecuniary Goals and Habits

You both are staying together, it’s essential to know each other’s financial point of views. Especially, you can remind your parents in such a situation. For example, how your parents used to manage money, when they used to pay the bills, what have been their successful financial decisions, and so on. It will let you both curate your financial life perfectly.

Also, you need to discuss your habits when it comes to managing money. Whether you are a saver or spender, how you usually decide on purchasing something, what your reaction will be if there is a sudden financial loss etc.

Once you are done with understanding each other’s habits, figure out a suitable way to manage money, and that’s it!

2. Stick to Your Budget.

When it’s about spending money, be cautious and stick to your plan. Let no any indulgence drive you towards unnecessary expenses. You and your partner both should cultivate this habit to save remarkably.

Moreover, you’ve to always look for smarter ways to save your hard-earned dollars. For example, learn how you should use things limitedly for household chores, how you can save on shopping etc.

One of the smartest ideas could be grabbing the lucrative discounts and coupons while purchasing everything, whether it is a small household stuff or any prominent furniture or jewellery. Additionally, there are a number of such exhilarating websites now which can let you always fetch the right discount at the right time!

Browse through the websites like Dealslands and many such others present around, you’ll definitely start believing in what I mentioned above. 

3. Numbers Are Important.

When it comes to managing finances together, you and your partner should share every related information. You should start with tallying up your asset and debts. Next, just subtract the debts from assets to determine your self-worth. Most importantly, don’t hesitate to inform your income to each other.

The conversation between you both should be open and honest. There should remain no scope for any hidden fact. The more transparently you will talk, the more perfect your financial plan will be.

4. How Do Your Budgetary Habits Differ from Your Partner’s?

It is very important for you to figure out the difference between how you and your partner think about money.

Try to find out the agreeable amount of saving for you both. You should understand what his/her priority is when it comes to paying off the debts or spending on quality things, what money saving traditions that he/she thinks are absolutely non-negotiable, and so on.

Once you have a clearer idea, an impeccable plan for managing your bucks will be ready! 

This is how you need to start planning your finances together to attain unparalleled results. Initially, it might be quite unnatural for you to understand the aforementioned facts. Well, it’s nothing wrong with that! You are new to this life.

However, don’t lag behind in following these tips in future. Thus, to manage finance as a family will not be tough at all!

About The Author

Arina is the marketing manager at DealsLands, coupons and discounts provider company. She is passionate about fashion, make-up, beauty treatment and lifestyle. In addition, Arina also supports non-profit agencies that provide healthcare solutions to handicapped and disabled people.

You and your partner need to discuss your habits when it comes to managing money. Once you are done with understanding each other's financial habits, you can figure out a suitable way to handle savings, expenses, budgeting, and more. Here are four great tips for newlyweds: #moneymanagement #newcouple #newlywed #moneytips