Welcome to the 14th episode of The Let’s Reach Success Podcast. Today I’ll talk about letting go of past and future (where we spend a lot of time, unfortunately) so that we can come back to the present moment and start living life to the fullest again.
In an earlier episode I introduced you to a new project I’m working on called the Year of Less. It’s about eliminating the unnecessary in our life so that we can focus more on what’s important. Over the course of the year, I’ll talk about 1 such thing in the beginning of every month. In January it was toxic people, and how exactly to deal with them.
Today, it’s about getting back to the present by letting go of past and future thoughts.
Here is something I know for sure that I keep repeating to myself
“Yesterday is gone. I’ve done my best and there’s nothing else I can do about it. So I let it go.
Tomorrow is uncertain, I have no idea what’s going to happen and it shouldn’t bother me now because it’s going to be the best thing that can happen. But until then, I don’t need to worry about that.
And here I am now, having the whole day in front of me. It is the only thing that matters. Today I can do the best I can, work on my goals, smile as much as possible, be grateful, appreciate things and be mindful.
And it all starts from this moment. It’s the only thing I can control, so I choose to grab it and make the best of it.”
Now let’s learn how to let go of what was and what will be so that we can embrace this beautiful moment and make peace with it.
After all, life is a series of such moments. And making each one matter means living a great life of fulfillment, happiness, gratitude and purpose.
The 3 places where we choose to live life and which one is the best [0:53]
One of the most common but ridiculous self-destructive human habits [2:28]
What makes life hard (and what to do about it) [4:05]
Why it’s important to let go of the past [4:57]
How dwelling on the past hurts us [6:39]
How to let go of it and be present [9:02]
The main difference between happiness and success and what it takes to have each [11:32]
Glad you joined me on the podcast today. If you want to hear a particular topic on it, leave a comment below and I’ll make sure I cover it in the future.
Also, if you enjoyed it, please share it using the social media buttons you see on the left.
Before I went full-time into blogging, I spent ten years in the financial services industry. Specifically, helping families buy the right type of life insurance.
During my time with a full-time job, I’ve always had different side hustles going on. From freelance writing, Amazon FBA, conversion rate optimization, to website design — there were many projects I pursued outside of work.
How did you start your career in finance?
I got started in finance straight out of college working for my the family insurance business. As I love the financial planning side of things, I choose to specialize in life insurance planning. This led me down the path to obtaining the CFP® Certification.
What made you start blogging?
The Ways to Wealth, which I started in 2016, has been my 5th blog.
The others mostly fizzled out most due to a lack of interest. But, in 2009 I started a personal finance blog called GenYWealth.com (no longer around) that had some success.
The idea GenYwealth.com was to write about what I was learning about studying to take the CFP®. The blog was, by all means, a success. I was able to gain valuable knowledge, pass the CFP® exam, earn some extra money and build up a good community.
I then took this knowledge and started a business blog, which allowed the insurance agency I was working for to generate leads.
I started The Ways to Wealth because my passion is personal finance–from investing to travel hacking, I love the challenge of optimizing my finances.
How was The Ways to Wealth born?
I didn’t have much of a plan for starting The Ways to Wealth when I purchased the domain name.
1) Write high-quality content that Pinners want to click through, read, and share.
2) Pin to my own and high-quality group boards, with a keyword-rich description.
3) Continue to Pin my best pins across my own boards/group boards, ruthlessly eliminating Pins that don’t perform well.
One thing to keep in mind is impressions don’t mean much on Pinterest. What counts are clicks to your website. So, you want to design not for impressions but clicks.
What aspects of the online business are you outsourcing or automating and how?
The first thing I outsourced was Pinterest design. I’ll design about 30-40 pins a month, so this was big time saver for me.
Of course, it took some work to get going. At first, I hired 5 or so people on Fiverr. I found one decent designer but the work quality deteriorated over time.
I then went to Upwork and posted a job for agraphic designer. I found a great team down in Argentina, who I’m very happy with.
I’m currently experimenting with working with a ghostwriter. A few of my latest posts have been transcribed from my recording, with the ghostwriter making sense of it all.
I can compile about 3 posts in 90 minutes, then take another 90 or so minutes to prepare them. Saving me around 3-4 hours per post this way.
What’s your main income stream and why do you think it works for you?
My main source of income for the blog is affiliate revenue. It works because the partners I do have are high-quality businesses, who deliver value and solve real problems. This makes it easy to naturally link to such a partner.
When did you start making more than $10K/month and what was the turning point?
My first month over $10K was in January of 2018. In December of 2017, income was around $3,000 and in July of 2017 around $500. So, it was definitely a jump.
What happened then in January?
First, personal finance is at its peak interest in January.
Second, I had multiple Pins go viral.
Third, in November I started driving traffic via Facebook to the site. So, in January I could take campaigns I’d been fine-tuning for a few weeks and scale them.
How do you balance work and family life?
I have a routine I stick to Monday through Friday.
When inside of my designated working hours, I work. When outside of these hours, I’m not.
This is a lot easier said than done. But the thing important for me is not to take work everywhere I go. This means I don’t have any apps on my phone that are work-related (email, analytics, etc..)
What are you 3 best finance tips for newbies?
Focus on your savings rate. How much you save is the most important decision you’ll make.
Small incremental improvements add up over time. My favorite example is increasing your savings rate 1% every quarter, means you’ll be saving 20% of your income in just 5 years.
Study happiness. Become a student on how to increase your level of happiness. The natural result is you’ll want less overtime, making the game of personal finance a lot easier to win.
What books, blogs or podcasts help you stay motivated along the way of growing an online business?
I read a fair amount to keep fresh ideas in my head.