Are you satisfied with your life? Do you often imagine being at a better place doing something more exciting?
Well, that’s a bad way of spending your precious time. It causes discomfort, and eventually leads to unhappiness.
Many people don’t enjoy life at all because they are never present, they either go back to the past and relive what was, or are somewhere in the future experiencing an ideal reality.
But they are missing out on the only thing they actually have – this moment.
The present moment is your only chance to enjoy life and to do something about a brighter future. If you miss it, together with the next ones, you let life pass by. Until you realize your best years are gone and you end up with regrets and in disappointment.
To stop doing that and be more mindful, to start living consciously and open your heart for the happiness and contentment in the present, live one moment at a time.
Don’t rush through life, don’t wish you were somewhere else, don’t complain about what you don’t have. Simply focus on what you do have, who’s around you and how you’re feeling. Enjoy it. Appreciate it. Love it.
If you do it a couple of times, you’ll find it easier and may even turn it into your attitude towards life, how you react to what happens.
Then you’ll be happy, content and will have peace of mind.
Once you’re enjoying life without expecting certain things to happen, without going back to the past or creating ideals, you’ll want to share that knowledge and let others find out about it too.
How to Live One Moment at a Time
Be here now.
Yesterday is gone and tomorrow is a mystery and it’s okay not to know what will happen. Stop imagining the worse, stop preparing for any outcome.
Just live today. Everything you need is given to you, you yourself have all it takes to spend this moment in the most productive and pleasant way possible.
Do things slowly. Anything can be done this way – talking, walking, driving, reading, writing, thinking, exercising, eating, taking a shower, putting on your clothes, drinking your coffee, cleaning, etc.
That one change in the way you do things will let you find joy in everything you do. It will turn your days into a meditation session that brings you calm and reduces stress and anxiety.
Keep it positive.
Whatever happens, find the positive sides.
When nothing happens, stop to appreciate the things around you. Remind yourself of your good qualities, thank for the people in your life, feel happy about the opportunities that are coming your way.
Do things you like.
Last but not least, life’s too short to spend time doing things you don’t really enjoy. So ditch them.
Make time only for what you like, be only with people who lift you up and inspire you, read only books that grab your attention, talk only about what excites you.
That’s how you start enjoying life. Make a tiny change in your mindset today and start living one moment at a time.
Before I went full-time into blogging, I spent ten years in the financial services industry. Specifically, helping families buy the right type of life insurance.
During my time with a full-time job, I’ve always had different side hustles going on. From freelance writing, Amazon FBA, conversion rate optimization, to website design — there were many projects I pursued outside of work.
How did you start your career in finance?
I got started in finance straight out of college working for my the family insurance business. As I love the financial planning side of things, I choose to specialize in life insurance planning. This led me down the path to obtaining the CFP® Certification.
What made you start blogging?
The Ways to Wealth, which I started in 2016, has been my 5th blog.
The others mostly fizzled out most due to a lack of interest. But, in 2009 I started a personal finance blog called GenYWealth.com (no longer around) that had some success.
The idea GenYwealth.com was to write about what I was learning about studying to take the CFP®. The blog was, by all means, a success. I was able to gain valuable knowledge, pass the CFP® exam, earn some extra money and build up a good community.
I then took this knowledge and started a business blog, which allowed the insurance agency I was working for to generate leads.
I started The Ways to Wealth because my passion is personal finance–from investing to travel hacking, I love the challenge of optimizing my finances.
How was The Ways to Wealth born?
I didn’t have much of a plan for starting The Ways to Wealth when I purchased the domain name.
1) Write high-quality content that Pinners want to click through, read, and share.
2) Pin to my own and high-quality group boards, with a keyword-rich description.
3) Continue to Pin my best pins across my own boards/group boards, ruthlessly eliminating Pins that don’t perform well.
One thing to keep in mind is impressions don’t mean much on Pinterest. What counts are clicks to your website. So, you want to design not for impressions but clicks.
What aspects of the online business are you outsourcing or automating and how?
The first thing I outsourced was Pinterest design. I’ll design about 30-40 pins a month, so this was big time saver for me.
Of course, it took some work to get going. At first, I hired 5 or so people on Fiverr. I found one decent designer but the work quality deteriorated over time.
I then went to Upwork and posted a job for agraphic designer. I found a great team down in Argentina, who I’m very happy with.
I’m currently experimenting with working with a ghostwriter. A few of my latest posts have been transcribed from my recording, with the ghostwriter making sense of it all.
I can compile about 3 posts in 90 minutes, then take another 90 or so minutes to prepare them. Saving me around 3-4 hours per post this way.
What’s your main income stream and why do you think it works for you?
My main source of income for the blog is affiliate revenue. It works because the partners I do have are high-quality businesses, who deliver value and solve real problems. This makes it easy to naturally link to such a partner.
When did you start making more than $10K/month and what was the turning point?
My first month over $10K was in January of 2018. In December of 2017, income was around $3,000 and in July of 2017 around $500. So, it was definitely a jump.
What happened then in January?
First, personal finance is at its peak interest in January.
Second, I had multiple Pins go viral.
Third, in November I started driving traffic via Facebook to the site. So, in January I could take campaigns I’d been fine-tuning for a few weeks and scale them.
How do you balance work and family life?
I have a routine I stick to Monday through Friday.
When inside of my designated working hours, I work. When outside of these hours, I’m not.
This is a lot easier said than done. But the thing important for me is not to take work everywhere I go. This means I don’t have any apps on my phone that are work-related (email, analytics, etc..)
What are you 3 best finance tips for newbies?
Focus on your savings rate. How much you save is the most important decision you’ll make.
Small incremental improvements add up over time. My favorite example is increasing your savings rate 1% every quarter, means you’ll be saving 20% of your income in just 5 years.
Study happiness. Become a student on how to increase your level of happiness. The natural result is you’ll want less overtime, making the game of personal finance a lot easier to win.
What books, blogs or podcasts help you stay motivated along the way of growing an online business?
I read a fair amount to keep fresh ideas in my head.