How Being Smart with Your Finances Can Help You Live a Luxury Life

Most people I know think they have no chance of adding some luxury into their life without changing their financial situation drastically.

But most of these people are average. And whoever’s average, also believes they can’t start a business, can’t do what they love, don’t need to learn anything after school, and that you can’t really rewire your brain for success.

If you’re a fan of making permanent changes, if you have a vision and are determined to get closer to it, if you’re tired of living this standard of life that you have now and are ready for a more luxury life and believe you deserve it, then you’re on the right path.

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What you need to do is hack your current finances and just live a bit more strategically. Eventually, you can have anything you want and design the exact lifestyle of your dreams, without any help from others or winning the lottery.

Here are some tips:

1. Define what a luxury life looks like to you.

Success and happiness are different for anyone.

Of course, most people out there go with what society wants them to achieve, so they have the same goals and aspirations as anyone else in the crowd.

But if you let go of that and try to truly answer some serious questions about your current situation honestly, you’ll see that what you want is different and you never actually defined it clearly. Well, now’s a good time.

You are allowed to wish for anything your mind can create. But don’t overdo it. Make sure you really want every element of this picture you’re drawing in your head now. Otherwise, you’ll end up reaching a goal that has nothing to do with your real values or objectives.

Having a yacht might seem cool when it’s Instagram celebrities you’re checking out daily. But is it something that will make you contented? Would you be able to just sit in it, enjoy the view, and be happy with things the way they are? Or will you want to change something else that doesn’t fit that vision then, and thus be on a quest to never reaching this luxury life you’re chasing?

So take your time. Be a visionary, but make sure every little detail from that vision is exactly where it’s supposed to be.

2. Seek quality.

Be careful not to go for the fake type of quality, there’s plenty of it out there.

If you’re gonna do this right, let’s keep it real.

For a start, seek quality in daily life starting today.

Go for walks in the good neighborhoods of your city. Get a bike/scooter or walk if that’s an option, so you can exclude public transport from your life.

Go to quality places for food and drinks, but don’t consume too much there. Be more for the atmosphere, the people, the classiness.

Read quality books too. Drink tea while doing it.

Say no to going out with friends if it’s in the old trashy local places where you’ve always been. You need a shift in the mindset now so don’t ever go back there.

3. Appreciate the luxury that’s already there.

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People wrongly assume that luxury can be bought. While it may seem so because of what rich people are doing and how they are spending their money,  it’s actually more about comfort and elegance.

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Meaning, it’s an attitude towards life. And while it’s easier to develop it while hanging out with people already living the luxury life, you can start today by welcoming any form of appreciation of beauty in your routines.

That means including quality music and preferring that together with some moments of silence, rather than watching Netflix.

It means visiting museums and galleries to see and feel history and art. That changes you in many ways if you do it often enough.

Eat good food at home and experience every bite. Take more time to prepare your meals, and bring some new rules to the table to make it feel like a special occasion each time you’re there.

4. Make big purchases, one at a time.

For a luxury life, you’ll eventually redecorate your home.

Might mean moving to a bigger place, getting furniture that will change the whole atmosphere, investing in art, getting a second car, finally putting some resources to make your garden look good, or else.

All that can happen over time, though. Don’t be in a hurry.

There are many smart ways to raise the standard of the place your live in for no money, but with creativity and some effort.

Together with that, make sure you keep it clean and organized. Going for minimalism is never a bad idea.

Start with the small things after that. Get better bedding, choose a more elegant color for your walls and make sure the product you use is quality, turn your bathroom into a spa sanctuary with the right small purchases, get your curtains designed specially for your interior.

Make some changes to the furniture and its positioning so that the bedroom and living room can look more spacious. Lightning plays a big role too.

You’ll feel much better there too once all that is done.

During that process of renovation on a budget, however, you’ll be saving for the big things you’re secretly dreaming of.

After taking months to come up with the money without touching your monthly budget, and making sure the decision for buying the item sticks and you really want it, in the end you’ll be able to appreciate it even more.

If a fireplace is what your living room was missing, going to Westland antique marble fireplaces and getting a new addition to your luxury life is the way to go.

As you can see a higher standard of life can become your habit. It’s not something you do overnight by emptying your bank accounts, as many people assume.

It’s more of a journey towards slowly getting to a more luxurious state of mind, which will eventually change your reality too.

So, where can you start to be closer to living the luxury life soon?

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Lidiya K

Lidiya K

Writer. Lifestyle designer.
Creator of Let's Reach Success.
Making a statement with my words, actions and business.
Click here to read my story.
Lidiya K

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