How to Save Money and Budget Smarter All Year Long 43

How to Save Money and Budget Smarter All Year Long

This is a guest post by Emma B. Joyce, a blogger based in Australia. and a true home decor and DIY fanatic.

Do you find yourself looking at your bank account feeling surprised and confused? Regardless of how much money you earn, you constantly feel like you’re not in control of how much you’re spending? Even when you plan on saving money, you end up spending it all on unexpected expenses?

Don’t worry, it happens to all of us.

What you need to know is that you don’t have to give up anything and still manage to save money. However, this doesn’t really come overnight, but you should develop a few new habits.

So, if you’d like to know how you can save a few bucks, take a look at some of these suggestions.

Smart shopping.

What does it mean to shop smart?

First of all, it means you should be aware of discounts. Buy only what you need at the moment at any price, but when it comes to buying supplies or long-term necessities, wait for them to be on discount and then buy loads.

You can also visit mega markets outside of town, they usually have lower prices, so you might consider this next time you need to go and buy a bunch of things. If you shop mainly online, be aware of when certain retailers have their biggest sales during the season, or even the year, such as Amazon Prime Day.


Using coupons is merely a matter of habit.

Those of us who don’t usually use them always think how we should, and yet we never do. We simply admire some of our friends’ abilities to find such amazing offers.

Well, it’s not that difficult, you can do it, too. It just takes a little time to do some research on websites that offer coupons for various things. They’re even divided into categories! Start small; for example, buy a massage coupon or a lunch or dinner. After you realize how simple it is, you won’t be able to stop.

First-minute traveling.

How to Live Anywhere in The World: 5 Tips for First-Time Digital Nomads -

Many people think they need to give up a vacation because money is tight. Well, sometimes this is true.

However, at other times, it’s just a matter of good organization.

For instance, if you’d like to travel to the seaside in the summertime, try and find out when you’re going to be free from work and book a vacation well in advance. This will enable you to have the vacation you wanted at a much lower price.

Traveling off-season is also a good way to save some money. Sometimes it’s even better because there are fewer tourists around you and the atmosphere is more peaceful.

Know when not to spare money.

Sometimes saving money in the long term means spending lots of it at one time.

You need to learn to make a difference between situations when it pays out to buy something cheap and when it definitely doesn’t.

One of these things is repairing your house. For example, quality electrician services are always worth it; they may be expensive, but your electricity bill will be much higher for months if you hire a bad service.

Stick to your budget.

This is a tricky one, especially since people are prone to forgiving themselves for mistakes.

Perhaps setting a monthly budget is too difficult, but try and set a weekly budget and stick to it.

It will do you no harm if you skip that third coffee today or that candy snack you feel like eating.

Set aside money for things you actually need and leave the rest for luxuries. This way, you won’t have existential problems and you’ll be able to balance your additional expenses more easily.

Save extra money.

There will come a time when you receive an unexpected bonus at work or a gift. Since you didn’t count on this money, you should leave it aside and save it.

Surprising expenses may and will arise, so why wouldn’t you already have a stash that can solve your problems instead of struggling when having to overstep your limit?

As you can see, you don’t really have to give up luxuries in order to save money; it’s all about good timing and good organization.

If you follow these tips, you’ll surely be able to save money. Of course, the results take some time, but they will come.

Get The Lifestyle Designer's Digest
Directly into your inbox every Monday.
Previous ArticleNext Article

The 5 Most Popular Ways to Make Money on Instagram 26

The 5 Most Popular Ways to Make Money on Instagram

It’s possible to not only make money on Instagram but to even turn this into the biggest asset for your business.

Of course, every item on the list below means you’ll first need to build a following and then monetize it in a way you find best for your strategic goals. But once you have an audience, you attract even more people. And what’s more, they are all more engaged than on any other platform online.

Some individuals and businesses are making a fortune solely on Instagram, but it’s taken them some trial and error to get there.

So, let’s find your best option to cash in on this social media channel:

How to Make Money on Instagram

1. Affiliate marketing.

Affiliate marketing is an option for almost anyone that has control over a platform online. With it, you simply redirect people to another person’s products or services and earn a commission for each sale.

Just like you can do this with your blog by writing reviews or linking to products from your sidebar, and with your email newsletter where you can encourage subscribers to give something a try, you can also use social media to promote an affiliate URL.

With Instagram, that can happen mainly by making the link in your bio point to an affiliate page. Then growing your audience with the hope that many followers will be clicking on it.

But to make the most out of the visual side of Instagram, post beautiful images or even image quotes depending on the type of product or service you promote. Use the description to encourage people to click the link in your bio.

Of course, you’ll need to be targeting the right people. Those that are interested in the niche and the products you’re trying to sell. Also, you’ll have to be making the most of the hashtags related to this field.

2.  Sponsored content.

Next, you can make money on Instagram by publishing sponsored posts.

Once you have a big following that’s engaged, you can start mentioning other products, brands or Instagram accounts.

That shouldn’t be aggressive, though, as users can easily feel when you’re getting too promotional and will quickly unfollow you. So make sure you keep your posting schedule consistent and stick to your overall strategy, but begin publishing a sponsored post every now and then and let it blend into your feed.

For example, some popular Instagram accounts who publish inspiring quotes and motivational content often repost someone else’s post. Or even publish a screenshot of another profile, and use the caption or description to mention it so that people can follow it directly.

This way the other person’s content and account get exposure and you get paid for that.

And if that doesn’t sound lucrative enough to you, let’s think in numbers. With a big enough following, some Instagrammers are charging hundreds or even thousands of dollars for posting a single picture with a mention of a brand or a product on it.

3.  Sell your stuff.

That’s an obvious one, but worth mentioning.

Make money on Instagram by using all the content you post on your account to motivate people to click the link in your bio, where they’ll be presented with your best offer.

That can be your latest book, your membership site, your store on Etsy, your business services, or else.

In this case, your goal will be one: to turn more followers into customers.

Of course, you can also link to your blog or podcast, but here we’re talking about direct ways to monetize Instagram.

4. License your photos.

How to Use Your iPhone to Take Good Travel Photos

You don’t need to be a photographer, but if you’re making great pictures anyways, you might as well get paid to do that.

Many businesses or individuals can’t create their own photos but are looking for inspiring images to go together with their content. If you’re a travel enthusiast, for instance, or a foodie who loves to plate your food like a pro, let your Instagram account be the place to put all that inspiration online.

Add a watermark to each photo and use the caption, description and link in bio to let people know where they can buy the photos.

There are actually 2 great marketplaces where you can put your Instagram photos up for sale. That’s Foap and Twenty20.

5. Sell your account.

A less popular, but highly lucrative option is to invest resources to grow an account and then sell it. That’s not against the rules, of course, and is for people who aren’t promoting their own business or brand, and who are simply doing it for the money.

It’s similar to flipping sites.

You can use ViralAccounts – a platform for selling and buying viral social media accounts.

So, I think there ways to make money on Instagram are enough to get you started and let you create your strategy and start building your following.

How will you monetize your account and why?